Saving small amounts: why regularity beats the sum
AmanaFi team · Updated · 1 min read
Saving a little every month builds more than saving a lot once. Regularity installs the habit, and the habit then lets you raise the amount without effort.
The effect of repetition
Setting aside 100 DH a month makes 1,200 DH after a year, without sacrificing anything essential. The amount matters less than never skipping a month.
Techniques to keep going
Make saving easy and almost invisible.
- Schedule the transfer on payday.
- Round up purchases and set the difference aside.
- Set aside every bonus and small unexpected gain.
- Raise the amount by 10 DH with each pay rise.
Do not get discouraged
A small capital takes time to become visible. Track your savings in an app: seeing the progress bar move is one of the best motivators.
Frequently asked
Is it useful to save only 50 DH a month?
Yes: it installs the habit and proves it is possible. You will raise the amount when your situation improves.
Put it into practice with AmanaFi
Period budget, projects, debts and loans, zakat: free, on mobile.
Open the app