Hajj and umrah: saving for the journey with a realistic plan
AmanaFi team · Updated · 1 min read
Hajj is a once-in-a-lifetime obligation for those with physical and financial capacity, after settling their debts and providing for their family's needs. Saving planned over several years makes it a realistic project.
The conditions of capacity
Scholars recall the main markers.
- Having the means for the trip without compromising your debts.
- Having left enough to meet your family's needs during the absence.
- Being physically able to perform it.
- A trip financed with lawful money.
Cost and save
Find out the current cost through official channels, add a margin for side costs and divide by the number of months until the target date. Prices change from year to year: review the estimate once a year. Create a dedicated project in your budget.
Preparing without debt
Avoid borrowing with interest for this trip. If your savings are not yet enough, keep saving rather than going into debt, as the obligation is tied to capacity. Umrah is a recommended act prepared in the same way.
Frequently asked
Can I delay Hajj to prepare better?
If capacity is there, many scholars recommend not delaying. The case depends on your situation: ask a qualified person.
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